✨ Loan vs Invest Calculator
| Basis | Loan | Investment |
|---|---|---|
| Principal Amount | ₹9,60,000 | ₹9,60,000 |
| Interest Rate | 9% | 12% |
| Total Interest | ₹4,99,305 (pay) | ₹22,08,371 (receive) |
Net Difference (Earned - Paid)
₹17,09,067 Profit
You earn ₹22L interest and pay ₹4.9L interest. Buying on loan is better.
Assumptions: monthly compounding; EMIs are paid from income (investments are not withdrawn). Taxes and resale value are not included.
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